Commercial Insurance
for Central Texas Businesses

Sunstone Insurance Agency provides customized insurance plans for your business, family and life. Get a free quote today.

We're Independent
We are an independent insurance agency. We shop your business to multiple carriers to find the right coverage at the right price.

We're Local
We are a local insurance agency. We are from Austin, dedicated to helping Austin area businesses address their insurance needs.

We're Dedicated
We go the extra mile for you. We pride ourselves on taking the time to answer your questions, and help you design an insurance solution that fits you.

Recommended Seal by Alignable
Trusted Choice Independent Insurance Agents Logo

Recommendations Received

Marissa Brinkman
Marissa Brinkman
21:48 18 Feb 20
Rhett and Debbie are efficient, friendly, and informative! They have excellent customer service and a very quick turnaround.
Cindy Brummer
Cindy Brummer
23:36 17 Feb 20
Rhett, Debbie, and the team at Sunstone are my go-to. They make sure I have the right amount of coverage for my company and that I'm not overpaying. When I need documents or have questions, they are quick to respond and help me. For example, when I needed to increase cyber coverage last year, they did the research quickly, let me know my options, made a recommendation, and we were able to increase coverage. Even better bonus -- the increase wasn't as much as I had expected. Woo-hoo!
William Hines
William Hines
18:27 21 Sep 15
I highly recommend Rhett Braniff for you insurance and risk management needs.I have known Rhett for a long time, so I trusted him with my insurance. Insurance for my business is important to me, and I wanted to make sure I was properly covered. When my policies were coming up for renewal, I asked Rhett to review them. After looking them over, Rhett was able to identify some key areas of my coverage that needed attention. He presented me with several options that allowed me to get great... coverage that fit our budget. I secure with my insurance, and I didn’t have to spend a lot to do it.Most of all, Rhett made it easy. He broke down the various coverage areas in easy to understand language, and was able to answer all of my questions. Rhett was sensitive to my time constraints, and didn’t unnecessarily burden me with the process.I recommend Rhett for all your personal or commercial insurance needs.read more

Delivery Vehicle Insurance Now Available for Restaurant Owners Because of COVID-19

Sunstone Insurance Agency is working with insurance carriers to provide insurance for restaurants now delivering in response to the Coronavirus pandemic.

Sunstone now has the ability to write restaurant delivery insurance on a six-month basis for low premiums.

See our Covid-19 Restaurant Delivery Insurance

Commercial Insurance Solutions

General Liability

A necessary component of any commercial insurance package.  General Liability insurance protects your business from claims of property damage and bodily injury to 3rd parties.  The commercial general liability policy (CGL) contains a very broad insuring clause, followed by a number of exclusions.  Make sure you have the right coverage for your business needs.

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Commercial Property

Even if you don’t own your building, you may need property coverage.  Commercial property insurance policies can cover a wide range of business and personal property items.  Real property, personal property and equipment all need coverage.  Let us help you determine your needs and find a solution to address those needs.

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Commercial Auto

Whether it is a fleet of vehicles, or just one truck, we can help you with a commercial auto insurance policy that is tailored to your business needs.  We can help you with your auto liability, comprehensive and collision needs.  Many carriers are writing commercial auto policies, and it is important for you to make sure you are getting a competitive price on your commercial auto.  

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Workers Compensation

Texas is one of 2 states in which you can still elect not to have workers compensation.  Despite this, many businesses see the benefits of workers comp and elect to have it.  I work related injury could shut your business down.  It does not matter who was at fault, if your employee is injured on the job, you are responsible.

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Lawyer Malpractice

When you need malpractice insurance for your law office, trust us to help you find the right policy for your practice.  Lawyer professional liability insurance is a complex coverage that requires special knowledge of the the ins and outs of your legal practice.  Call us today to learn more about of legal malpractice insurance services.

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Craft Brewery

The craft beer industry is booming, and multiple insurance carriers have an interest in writing insurance for breweries.  The result is policies and coverage forms tailored to the unique needs of the business.

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Personal Insurance Solutions

Homeowners Insurance

For many people, their home is their largest asset, yet it may not be properly covered.  Is your largest asset adequately covered?  Contact us today for a free Texas homeowners insurance quote.  We will review your current insurance coverage to determine if you have the protection you need.

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Auto Insurance

Do you know the limits on your auto insurance policy?  Minimum limits on an auto policy are a disaster waiting to happen.  We can help you determine the right limits for your personal auto policy in Texas.  After a loss is the wrong time to find out you were under insured.

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Umbrella Insurance

When policy limits just are not enough for your family. A personal umbrella insurance policy extends the limits of liability of your underlying auto and homeowners policies.  Generally around $300 per year, it is one of the best values in insurance.

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Renters Insurance

Even is you do not own your home, you need insurance.  Austin, Texas Renters insurance is an affordable way to protect you belonging from losses caused by theft, fire, and more.  Talk to us about scheduling your property as well.  Call today for a free quote.

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Motorcycle and Boat insurance

Keep your toys covered and worry free with a boat or motorcycle insurance policy.  Homeowners policies have limitations or outright exclusions for liability and property damage coverage for boats and motorcycles.  Call us today for a free quote.

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RV and Seasonal home insurance

Whether your vacation home is a 5th wheel, an RV, or a lake house, your vacation property needs coverage, too.  We have many options, including properties owned jointly, in an LLC, or by a different corporate entity.  Call us today for a free quote.

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Get A Quote For Your Insurance

Let us know your situation or what kind of insurance you're looking for and we'll send you a free quote.

Get A Free Quote on Your Insurance

We'll find you the best coverage at the lowest price. 

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