About Sunstone Insurance
Customized Insurance Solutions
Hate cold calls? We do, too.
Hate door knockers? Ditto.
Hate high pressure sales tactics? Yeah, we hate that, too.
That’s why Sunstone Insurance Agency doesn’t do any of those things. We don’t encourage it, and we don’t reward employees for doing it either. Our employees are salaried, and incentivized by retention of accounts and overall profitability of the agency.
Unlike most insurance agencies, we don’t pay on commission alone or commission as a primary factor. We feel this places the emphasis on selling the most (or highest premium) insurance versus what is best for the customer. It also places too much priority on new business at the expense of servicing existing business.
Rhett Braniff, founder of Sunstone Insurance Agency, is a lawyer. Lawyers are prohibited from soliciting clients, and most take that very seriously. Business can grow and prosper on referrals and outbound marketing just like a law office can. If Sunstone Insurance Agency does a good job for its clients, the referrals will come. We don’t need to call you at dinner time to tell you that.
If you respect that, let your friends know. Give us a call and let us earn your business.
What’s in a name
Sunstone Insurance Agency gets its name from the navigational aide said to be used by Vikings to locate the sun in overcast skies. This seemed to be a perfect metaphor for what we do. We help you make important decisions about your business and personal assets, especially when the solution may not be so obvious. We don’t attempt to tell you what to buy. Rather, we attempt to identify your areas of risk with you, and place the policy or policies needed to address the risks that can’t be borne by you or your business. Insurance is not fun, and we don’t expect you to have the time of your life discussing it with us. But, we recognize the crucial role it plays in your sustainability. We want you to understand what you are buying, and we hope to make it a little interesting along the way.
Do we sound like your kind of agency? If so, give us a call and see how we do things.
Your business is unique…your insurance should be. Whatever the exposure, we can work with you to find the policy or policies that address your needs.
We are a locally owned and grown full-service independent insurance agency. Because we write for multiple insurance carriers, we can find the right coverage for your specific needs. We offer personal lines, commercial lines, and employee benefits. Our goal is to be your risk management partner, helping individuals and small business owners craft a comprehensive insurance program. Rather than limiting ourselves to one niche, we offer the opportunity for you to place all of your lines of insurance with one broker.
We are lawyers that help lawyers and other professionals with their risk management needs. We have access to multiple, highly rated insurance carriers that specialize in professional liability (E&O) coverage.
Commercial lines products include professional liability, general liability, employment practices liability, workers compensation, cyber, management liability (D&O), property, auto, bonds, employee benefits including major medical, and more.
How We Got Started
Rhett Braniff, a practicing attorney in Texas, founded Sunstone Insurance in 2016 after several years as a partner in another insurance agency. When was the last time your insurance agent sat down in your office and discussed the needs of your business with you? Too often, small business owners are either overlooked by the larger brokers, or incompatible with the policy offerings of the smaller captive agencies. We offer business owners risk management services and solutions tailored to their specific needs.