Texas Commercial Umbrella Insurance
Providing Business Liability Insurance in Austin, Round Rock and All of Central Texas
Commercial umbrella and commercial excess insurance provide coverage beyond the limits of the underlying policies.
Sometimes the limits in your business insurance policies are not enough. Umbrella insurance sits over your underlying liability policies (Commercial General Liability, Commercial Auto, Professional Liability, Etc.) and provides extended limits of liability.
Is there a difference between umbrella insurance and excess liability insurance?
Great question. I am glad you asked. There is a difference. Most policies today are “Excess” policies, meaning they do not provide coverage other than what exists in the underlying policies. True umbrella policies sit over the underlying policies, and provide coverage in the case of gaps in the underlying policies. Call us today to discuss your umbrella/excess insurance needs for a FREE commercial umbrella insurance quote in Austin, Texas!
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