Food Truck and Mobile Food Vendor Insurance
Providing Business Liability Insurance in Austin, Round Rock and All of Central Texas
At Sunstone Insurance Agency, we specialize in insurance solutions designed for food trucks and mobile food vendors. Protect your business with the right combination of policies. Call us today, and let us help you identify your risks, and find a food truck liability policy, food truck package policy, or a combination of property and liability policies for your food truck business.
Insurance Coverages Available For Your Food Truck Business
This insurance protects you from claims of bodily injury or property damage to third parties. This is typically injuries or property damage to customer or visitors to your business created by your negligence or the presence of dangerous conditions. General liability for food trucks is an essential coverage for your business. In addition to being good business, general liability insurance for your food truck business may be required by your parking spot contract or commissary. At Sunstone Insurance Agency, we help you review your contract requirements to make sure you meet or exceed the contractually required insurance coverage for your food truck business.
Does your food truck general liability policy include products liability and coverage for contamination? What happens if a customer gets sick from your food? Does your mobile food vendor insurance policy protect you from that scenario? Not all policies are the same, and the savvy food truck business owner reviews critical exclusions and coverage options with their broker. At Sunstone Insurance Agency we advise you through the process of buying food truck insurance. We don’t send you to an online application, and sell you a policy that barely fits your food truck insurance needs. We work with you, to help you find the right mobile food vendor liability insurance at the right price.
Texas Commercial auto insurance
Commercial auto insurance protects the business from auto liability claims. This is essential food truck liability insurance if your truck is moving from location to location. Additionally, commercial auto insurance for food trucks can provide comprehensive coverage for all permanently attached equipment.
Inland Marine Insurance
Inland Marine provides insurance for your mobile food vendor equipment that is not permanently attached to the vehicle. It provides coverage not found in a commercial auto policy for your food truck. It usually provides coverage from a broader category of losses, and may have a smaller deductible. This is ideal if you have expensive equipment on the move.
Workers compensation insurance for food trucks provides coverage for injuries sustained by employees. This is excluded under the general liability policy, and is essential coverage when you have employees.
A food truck crime policy provides coverage for employee dishonesty, loss of money, and theft of customer property. As a food truck owner, you have employees handling a lot of cash and credit card transactions. Protect your business from these exposures with a good crime policy.
Cyber Insurance Coverage
Cyber coverage is still very inexpensive for the huge losses it covers. No business is safe from lost customer data, or business data lost due to hacks and ransom. Cyber coverage provides first party cover for the loss to the business, third party cover for damages due to a breach of customer data, and notification expenses in the event of a breach.
Let Sunstone help prepare your food truck insurance application.
The insurance industry sees the rising popularity of mobile food vendors. Cities like Austin are encouraging and promoting the presence of food trucks and mobile food vendors. With substantially lower entry costs than brick and mortar, it allows entrepreneurs like you to get your craft out to the public.
Multiple insurance companies have seen the demand and have created programs tailored to the food truck insurance industry. Each company has its own submission requirements and applications. At Sunstone we help simplify the process and prepare your submission to send to multiple insurance companies for review.
We believe the application process is critical to identifying your needs, and locating the correct food truck insurance policy for you. That is why we work with you through this process.
Food Truck Insurance Cost
One benefit to the abundance of food truck insurance programs is the ability to secure insurance for your mobile food vendor business without breaking the bank. Insurance for mobile food vendors is increasingly cost effective. We shop your business to multiple insurance companies, leading to the cheapest food truck insurance policy while still maintaining great coverage.
Food Truck Insurance in Texas
At Sunstone, we offer statewide, and in some cases, multi-state options for your food truck or mobile food vendor insurance. We are centrally located in Austin and Round Rock, Texas, but we help mobile food vendors place their insurance in the surrounding area as well. Let us help you place your Houston food truck insurance, your San Antonio food truck insurance, or any other place. You are mobile, we serve you where you are.
Ready To Get Started
Simply fill out the form below and we'll send you a quote for free to make sure you and your business are fully covered.