Food Truck and Mobile Food Vendor Insurance

Texas Commercial auto insurance

Commercial auto insurance protects the business from auto liability claims.  This is essential food truck liability insurance if your truck is moving from location to location.  Additionally, commercial auto insurance for food trucks can provide comprehensive coverage for all permanently attached equipment.

Inland Marine Insurance

Inland Marine provides insurance for your mobile food vendor equipment that is not permanently attached to the vehicle.  It provides coverage not found in a commercial auto policy for your food truck.  It usually provides coverage from a broader category of losses, and may have a smaller deductible. This is ideal if you have expensive equipment on the move.

Workers Compensation

Workers compensation insurance for food trucks provides coverage for injuries sustained by employees.  This is excluded under the general liability policy, and is essential coverage when you have employees.

Crime

A food truck crime policy provides coverage for employee dishonesty, loss of money, and theft of customer property.  As a food truck owner, you have employees handling a lot of cash and credit card transactions.  Protect your business from these exposures with a good crime policy.

Cyber Insurance Coverage

Cyber coverage is still very inexpensive for the huge losses it covers.  No business is safe from lost customer data, or business data lost due to hacks and ransom.  Cyber coverage provides first party cover for the loss to the business, third party cover for damages due to a breach of customer data, and notification expenses in the event of a breach.

Let Sunstone help prepare your food truck insurance application.

The insurance industry sees the rising popularity of mobile food vendors.  Cities like Austin are encouraging and promoting the presence of food trucks and mobile food vendors.  With substantially lower entry costs than brick and mortar, it allows entrepreneurs like you to get your craft out to the public.

Multiple insurance companies have seen the demand and have created programs tailored to the food truck insurance industry.  Each company has its own submission requirements and applications.  At Sunstone we help simplify the process and prepare your submission to send to multiple insurance companies for review.

We believe the application process is critical to identifying your needs, and locating the correct food truck insurance policy for you.  That is why we work with you through this process.

Food Truck Insurance Cost

One benefit to the abundance of food truck insurance programs is the ability to secure insurance for your mobile food vendor business without breaking the bank.  Insurance for mobile food vendors is increasingly cost effective.  We shop your business to multiple insurance companies, leading to the cheapest food truck insurance policy while still maintaining great coverage.

Food Truck Insurance in Texas

At Sunstone, we offer statewide, and in some cases, multi-state options for your food truck or mobile food vendor insurance.  We are centrally located in Austin and Round Rock, Texas, but we help mobile food vendors place their insurance in the surrounding area as well.  Let us help you place your Houston food truck insurance, your San Antonio food truck insurance, or any other place.  You are mobile, we serve you where you are.